Each group we help has different needs. We’ll ensure you get the right cover quickly and easily.

  • Every community group is different, whether you are running a village hall, a scout troop, a residents’ association or a food bank.
  • With our expert advice and straightforward process, we’ll help you get the right community group insurance in place.
  • Our friendly, specialist brokers will discuss the risks you face and the insurance you need, without confusing language, ensuring you receive the right protection for your group.
  • – Affordable policies from £60 a year
    – Free advice and no obligation quotes
    – Public liability cover from £1 million up to £10 million
    – Other cover to ensure your group has the protection it needs

Access Insurance Feefo Reviews

What does community group insurance cover?

Community groups face a range of risks, from a visitor tripping at an event to a claim against trustees or the loss of equipment. Policies can include:

Public liability insurance

Protects your group if a visitor, volunteer or member of the public is injured, or their property is damaged during your activities.

Example: someone trips over a cable at a meeting and suffers an injury. Public liability insurance covers the legal costs and compensation.

Employers’ liability insurance

A legal requirement if you employ staff, and strongly advised if you rely on volunteers. Covers injury or illness suffered while working for your community group.

Trustees’ and officers’ indemnity

Protects trustees, officers and committee members from personal liability claims related to decisions they make on behalf of your group.

Equipment and contents cover

Cover for computers, technical equipment, furniture and items used at events. Options available for cover while items are in storage or in use at different locations.

Property damage and business interruption

Covers your community hall, office or storage unit against fire, flood and other damage. Business interruption insurance helps with additional costs if you need to operate from a temporary location.

Professional indemnity

Protection if your group provides advice, guidance or services and someone claims it caused them financial loss.

Cyber insurance

Helps with the cost of recovering from cyber attacks or data breaches, including data recovery and PR costs.

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Many UK community groups have chosen us as their insurance adviser

Our community group insurance packages are designed to provide public liability and other optional covers for the meeting and activities of clubs, associations and societies, whether at hired or rented premises or away from them. ‘Contingent’ liability cover can be provided for activities undertaken at third party suppliers premises. Offices and storage units can also be covered.

If you need help determining the type of community group insurance cover you require, please contact us on 020 8651 7420. Our specialist team of advisers are here to help you from a simple question to advice on a more complex range of covers.

See what our clients say

Friendly insurance that understands us?!! Wowee – ludicrously friendly and easy.

Kids Kitchen Collective CIC

Benjamin is my agent. I told him all the types of work we do and he found us a good deal. It was perfect. We will renew every year. Great price, fantastic coverage and wonderful people.

Busy Bee’s Sewing Group

Happy to help and understands groups. Fast and friendly with no enquiry turned down. Very patient in waiting for meeting outcome without hassling us. Competitive and very easy to deal with.

Friends of Alder Coppice

As a group, we have been covered by Access Insurance for several years. We have always been happy with the service we have received – 10 out of 10.

The Douglas Festival Association

As good as it gets. Would definitely recommend and deal with again – really helpful.

Ripley Library Action Group (RLAG)

Community Insurance for

Village Hall & Community Centre Insurance

We advise and arrange insurance for hundreds of community halls, building trusts, institutes, associations and management boards.

Scout & Girl Guiding Insurance

With a special scheme designed specifically for the property and equipment needs of scout and girl guiding groups.

Community Associations and Local Societies

Clubs, societies, include. Civic societies, fundraising group, befriending groups, womens institutes, hobby groups, community action groups.

Resident Association

We provide public liability insurance and other covers for resident associations and neighbourhood groups.

Community Transport

Transport organisations need insurance for their fleet. We can also arrange public and employers’ liability insurance

Community/Hospital Radio

Arranging transfer of the risks faced by community and hospital radio stations.

Community Garden/Allotments

Whether public liability, or buildings and contents cover, we advise trustees of community gardens and allotments.

Support Groups

We arrange insurance for support groups for a variety of purposes, such as disability groups, mental health, addiction groups, asylum and refugee support and carers support..

Food Banks

As a Homeless Link member and partner, we are passionate about insuring charities and local projects like food banks and shelters

Community Land Trust

Our team are experienced in advising CLTs, social and community-led housing organisations.

Why choose Access Insurance?

  • Specialist advisers giving you independent advice by phone
  • Affordable protection starting from £60 a year
  • Trusted by groups nationwide, from small clubs to large community projects
  • Recognised service quality with a Feefo Platinum Award and a 4.8/5 rating from hundreds of customer reviews
  • Part of the Benefact Group, which gives all available profits to charity

Join thousands who are protected with our community group insurance

Your organisation has a unique set of risks – get insurance designed to match.

Get a quote

Your questions answered.

Cover for public liability is not compulsory but is often taken out by community groups due to the nature of the risk and the large amount payable by your organisation in the event of an incident when no insurance is held – leading to bankruptcy. Because of this, many societies/organisations choose to transfer this risk through insurance cover, giving peace of mind and protection for when incidents occur.

It depends on what your community group does as to whether there should be specific insurance in place. Insurance policies such as for public liability are typically opted in to because they add protection from compensation claims and legal action that could damage a person, society or organisation financially beyond its means. Our advisers can help you analyse the risks you face whether you run a club, committee or trustee board.

Yes, if you employ staff. If you work with volunteers, many venues or councils will also require this cover.

Policies start from £60 a year, depending on the size and activities of your group. Our advisers will help you find the right balance of cover and cost.

Yes. If your group is organising an event or exhibition, we can arrange event insurance in addition to community group cover.