How can we help your church?
With 20+ years of experience working with churches and strong relationships with a wide range of church insurers, Access is in an ideal position to provide advice and arrange suitable church insurance.
Our church insurance policies typically include liability cover for your staff, volunteers and the public with options to insure church buildings, contents, equipment and money as needed. We also regularly arrange minibus insurance for churches.
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Many UK churches and groups have chosen us as their insurance advisor
We are devoted to helping churches, charities and non-profit groups obtain insurance that covers the particular risks they face.
See what they say
They exceeded our expectations and have saved the church hundreds of pounds with an even more extensive policy than our our previous Insurers, Very courteous and extremely helpful during all our communications – especially in telephone contact.
Their knowledge of our context was excellent, their speed of service was superb and their personal manner was brilliant.
Very efficient and professional. Their agent, was very patient and paid attention to details. He was able to find us an insurance that meets the needs of our organisation.
…they provided a competitive quote and were courteous, friendly and professional in dealing with our enquiry …on the basis of our experience so far would recommend them to others.
I had a really positive experience both through the enquiry process and the quotation process.
What types of cover do we provide?
We understand the variety of activities your church may be involved in, whether it’s running weekly services, clubs, group and outreach events or other activities. With our specialist church insurance coverage in place, we can help you continue your mission. Below are just some of the covers we offer.
Liability Insurance for Churches
As an organisation, your church faces certain liabilities. We can build policies with employers’ liability and public liability insurance and as well as cover for products and property owners.
Church Buildings Insurance
We can make sure your church buildings, premises and contents are protected properly in the event of theft, stained glass breakage, grounds or works damage amongst other incidents.
Church Vehicle Insurance
If you run activities, trips, social work or church groups you may have cars or minibuses that require church vehicle insurance. We can easily add this in when you purchase a minibus or vehicle.
Money Insurance
Money kept at the home of a church official or in transit can be covered as well as loss by the dishonesty of church officials.
Personal Accidents Cover
For church workers accidentally injured while engaged in authorised church activities.
Insurance for Child Care Activities
For after school care, nursery schools, playgroups or clubs managed by the church.
Pastoral Care Cover
For negligence in rendering pastoral care for injury to the public or damage to their property.
Publisher’s Indemnity
As well as trustee indemnity, we can also offer indemnity insurance for libel, slander, infringement of trademark etc. arising from official church publications.
and many more…
We’ll help you get the policies that are needed to manage the risks you face as a church such as loss of income, legal expenses and liabilities.
Join thousands who are protected with our church insurance
Your church has a unique set of risks – get insurance designed to match. Insurance for churches, fellowships, groups and connected organisations.
Your questions answered.
Our reputation of working predominately with churches and third sector organisations means we have excellent working relationships with 40+ specialist and commercial insurers, including well-known church insurers such as Ecclesiastical, Ansvar & Congregational, which is a great advantage when negotiating on your behalf. In addition, we run an exclusive in-house scheme for church insurance which isn’t available elsewhere.
Employer’s liability insurance is compulsory for churches which hire any staff, such as a pastor, or church administrators. If you church is run by volunteers you may also cover sickness and injury caused to them while volunteering.
Every church will be different, but churches typically need several types of insurance to protect their property, people, and activities. These include buildings and contents insurance, public and employer’s liability insurance as well as other covers such as trustee indemnity, event or abuse cover. Our advisers will talk through your activities and assets that you would like to insure, so you only pay for cover you need.
Yes, churches in the UK are required to have a safeguarding policy. This policy is essential for protecting children, young people, and vulnerable adults involved in church activities. Churches must implement safeguarding policies that cover various aspects, including safe recruitment, communication, training, responding to concerns, and pastoral care. These policies will apply to all church officers, lay helpers, and volunteers, ensuring a safe environment for everyone involved in church activities.