What Access is doing for clients amid cost-of-living pressures

1 January 2023

86% of charities surveyed by CAF worry about the effect of the cost of living on people, services and budgets. Reducing expenditure and raising enough funding to continue will be on the minds of most finance managers and treasurers.

At Access we want to make it easy to get cost-effective insurance cover, so you don’t have to worry about not being covered adequately or having unnecessary cover.

• Our personal service means we can talk through the risks you face, any changes in your activities, finances or operations and answer any questions you have about the policy we build with you.
• Throughout the life of your policy, we are here to support you by answering any queries you have, making changes to your policy on your behalf, and assisting you with claims. That’s one of the times you’ll value our help the most, as we support you in getting you back up and running.
• Performing risk assessments and updating your risk register is vital to ensure good risk management and to fulfilling your duties of care, prudence, and compliance. We are producing new checklists and guides to help you with this task. We share these through our Risk Insights newsletter, partners and on social media.
• Contact us if you would like to review your insurance.

There will also be many other things besides insurance you will want to find help on. Below is a list of partner organisations that have compiled resources to help you through the cost-of-living crisis.

• ACEVO’s Cost of Living Hub
• CFG’s Cost of Living Hub
• Plunkett Foundation Guide to Tackling Energy Costs for Community Businesses

Other resources

• Managing financial difficulties in your charity arising from cost-of-living pressures – Charities Commission
• Our guide on setting up Warm Spaces
• Access Insurance in Charities Network – “Reviewing your charity insurance in uncertain times“
• Charities Aid Foundation in Charities Network – “Considering alternative funding streams“
• Access Insurance in ACEVO’s blog – “Assessing risk in strategic responses to cost-of-living pressures“
• NCVO’s Cost of Living Resources
• SCVO’s Cost of Living Resources
• Charities Aid Foundation’s Cost of Living Hub